Legal

Terms of Service

1. What this service is

Square For Freelancers is an independent referral service operated by ProVantage POS [confirm the full registered entity name — e.g. "ProVantage POS LLC" — as it appears on your business registration] (“we”, “us”), an authorized Square partner. We help freelancers and small operators get set up to accept card payments through Square.

We are not Square. ProVantage POS is an authorized Square partner, so there is a genuine working relationship — but we are an independent business, not owned or operated by Block, Inc., we do not speak for them, and this is not an official Square website. Square is a trademark of Block, Inc.

2. We do not process your payments

This is the most important thing on this page. We are not a payment processor, payment facilitator, money transmitter, or bank. We never take custody of your money. All payment processing, deposits, chargebacks, disputes, account holds, and refunds are handled entirely by Square under your own agreement with Square.

If your funds are delayed, your account is reviewed or frozen, a payment is disputed, or a deposit does not arrive, that is a matter between you and Square. We can often help you reach the right person, but we have no control over the outcome and no ability to release funds.

3. Pricing is set by Square, not by us

Every rate, plan, fee, and feature described on this site — including processing rates, plan tiers, hardware, and deposit timing — is set by Square and can change at any time without notice to us. We publish them in good faith as we understand them at the time of writing. They are not an offer, a quote, or a guarantee, and the terms you actually receive are the ones in your agreement with Square.

Always confirm current pricing with Square before making a decision.

4. Dual Pricing is your responsibility to implement correctly

This site describes a dual pricing model, where a cash price and a card price are displayed and the card processing cost is built into the card price. Whether and how you may use dual pricing, cash discounting, or surcharging is governed by card network rules and by the law of your state, and those rules differ by state and change over time. Some states restrict or prohibit surcharging; disclosure requirements vary.

We provide general information only. You are responsible for confirming that your pricing practice is lawful and compliant where you operate, and for displaying prices correctly at the point of sale. We are not liable for penalties, fines, or card network assessments arising from how you implement it.

Two specific points worth knowing before you sign up. First, the Square sign-up page presents this as “Cash Discount Pricing” rather than “dual pricing”. The two are closely related but not identical, and the distinction can matter legally — a specialist will walk you through which one you are actually enrolling in. Second, Texas has its own statutory history around card surcharging that has been the subject of litigation, and we are not in a position to tell you how it currently applies to your business. [For counsel: confirm the current enforceability position in Texas before this model is marketed to Texas merchants, and update this paragraph with the answer.]

5. How we get paid

We earn a referral commission from Square when someone signs up through our links or through a specialist we connect you with. You pay us nothing, and our commission does not change the rates you receive.

6. No professional advice

Nothing on this site is legal, tax, accounting, or financial advice. The savings calculator is an illustration using a simplified blended rate and your own input — it is not a quote and your actual costs will differ based on your card mix, ticket sizes, and your Square agreement.

7. Testimonials

[CONFIRM THE STATUS OF EVERY TESTIMONIAL ON THE HOMEPAGE BEFORE LAUNCH.] If the quotes are from real customers, keep written permission on file and be able to substantiate the results described. If they are illustrative or composite, they must be labelled as such on the homepage. The FTC treats unsubstantiated or undisclosed-composite testimonials as deceptive advertising, and this is the most likely compliance problem on the site.

8. Acceptable use

Don't use this site to break the law, don't try to interfere with it or gain unauthorized access, and don't scrape or copy it wholesale for a competing service. The site's text, layout, and imagery are ours or used with permission; Square's marks and product photography belong to Block, Inc. and are used under our partner arrangement.

9. Availability and links

This site is provided “as is”. We don't guarantee it will always be available, or that every detail is current. It links to third-party sites, including Square's, which we don't control and aren't responsible for.

10. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, consequential, or punitive damages, or for lost profits or lost business, arising from your use of this site or from your relationship with Square.

Our total liability for any claim relating to this site is limited to the greater of (a) the referral commission we actually received in connection with your sign-up, or (b) one hundred US dollars ($100). We never take custody of your money and we are not your payment processor, so this cap is intended to reflect the limited role we actually play.

Some states do not allow certain limitations of liability, so parts of this section may not apply to you.

11. Governing law and disputes

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any dispute arising out of or relating to this site or these terms will be brought exclusively in the state or federal courts located in Denton County, Texas, and you and we each consent to the personal jurisdiction of those courts.

[Optional, for counsel: some businesses prefer binding arbitration to court. If you want that instead, it has to be drafted properly — conspicuous, with any class-action waiver and opt-out rights your jurisdiction requires. A badly drafted arbitration clause is worse than none, so this is left as a straightforward venue clause unless a lawyer replaces it.]

12. Changes

We may update these terms; the date at the top will change when we do. Continuing to use the site after an update means you accept the revised terms.

13. Contact

ProVantage POS
Denton County, Texas, United States
travis@provantagepos.com
(817) 601-7368

We are a mobile operation and do not keep a public trading premises. Email or phone is the fastest way to reach a person.